Division of Housing Programs

OWNER-OCCUPIED REHABILITATION 

The Owner-Occupied Rehabilitation Program is designed to assist property owners with fixing code problems only such as leaky roofs, faulty furnaces, crumbling foundations etc., and possible lead hazard issues.  This program is NOT to assist with home remodeling.

Qualified homeowners are provided with a Forgivable Deferred Payment Loan which includes certain restrictions.

To request additional information and an application, please contact the Department of Neighborhoods, Division of Housing and Neighborhood Development at 419.245.1400.

Guidelines | Income Guidelines


RENTAL REHABILITATION 

The Rental Rehabilitation Program is available for owners of rental property to rehabilitate one to four family buildings.  In order to qualify the units must be or will be occupied by low-and moderate-income households.   

The City will match up to $1 for each $1 (maximum of $12,000) provided by the property owner per unit.  Priority is given to property owners within targeted NSP neighborhoods or to individual properties with a pending Lead Based Paint Program (as applicable) or Neighborhood Housing Services of Toledo dba NeighborWorks Toledo-Region) Weatherization application. 

To request additional information and an application, please contact the Department of Neighborhoods, Division of Housing and Neighborhood Development at 419.245.1400.

Guidelines 


DOWNPAYMENT ASSISTANCE  

(1st Time Homebuyer Assistance)

The City of Toledo has funds available to assist first-time buyers with downpayment and reasonable closing costs.

Qualified homebuyers working with one of our approved participating lenders will receive a grant based on the purchase price or appraised value of the property located with the City of Toledo corporate limits.

To request additional information and an application, please contact the Department of Neighborhoods, Division of Housing and Neighborhood Development at 419.245.1400 or one of the approved participating lenders listed on the Down Payment Assistance Flyer.

Guidelines