Advancing Affordable Homeownership in Toledo

The City of Toledo Department of Housing and Community Development is launching a new initiative designed to support the creation of affordable homes for ownership through strategic development partnerships.

UPLIFT is for non-profit and for-profit developers who are building in Toledo but may be facing financial gaps that limit project feasibility.

The program can help:

  • bridge funding gaps that make projects difficult to complete
  • increase housing production in targeted neighborhoods
  • support developers expanding into inner-city markets
  • provide quality, bold, and modern housing for first-time home buyers
  • promote innocative and cost-effective construction methods

By leveraging public investment to support private development, UPLIFT aims to increase the supply of affordable homeownership opportunities and strengthen neighborhoods across the city.

How the Program Works

The Utilizing Progressive Leveraged Investments to Finance Transformation (UPLIFT) Program supports eligible developers working in the City's Neighborhood Revitalization Strategy Areas (NRSA) to construct new, affordable homes.

Eligible Neighborhood Revitalization Strategy Areas

Englewood

The Englewood NRSA is located in central Toledo, just west of downtown, bounded by I-75, Dorr St, Detroit Ave. and Monroe St.

Learn more about Englewood NRSA

Funding

Minimium subsidy: $10,000 per housing unit
Maximum subsidy: $125,000 per housing uni

Eligible Developers

The program is open to all nonprofit and for-profit developers that:

  • Have at least 2 years of affordable housing devlopment expertise
  • Demonstrate the capacity to complete residential development projects
  • Are in good standing with applicable local, state, and federal requirements
  • Market completed homes to qualified homebuyers

Eligible Projects

Note: Future funding may expand to additional NRSAs

See Public Land Opportunities

Schedule

MilestoneDate
Pre-Application Meeting
Mandatory meeting for program information for interested applicants. Join meeting here.
Wednesday, June 24, 2026
Application Opens
Application is open in ZoomGrants.
Wednesday, July 1, 2026
Office Hours
Applicants are welcome to contact ZoomGrants support for application assistance.
TBD
Question Submission Deadline
Applicants can submit questions on our website.
Wednesday, July 15, 2026
3 p.m.
FAQ Posted to Website
All answers to question submissions will be available online to review before the application closes.
Friday, July 17, 2026
Noon
Application Submission Deadline
Full application due. No late applications will be accepted.
Friday, August 14, 2026
5 p.m.
Conditional Awards
All applicants will receive a decision. Accepted applicants will be scheduled for a pre-project meeting.
Friday, September 18, 2026
Developmental Agreement Deadline
The development agreement must be signed before work begins.
TBD
Project Completion Deadline
All work must be completed, Certificate of Completion or Certificate of Occupancy issued, and reimbursement documentation submitted.
Wednesday, June 30, 2027


Scoring Rubric

CategoryCriteria

Experience, Capacity, and Composition

At least 2 years of affordable housing development experience:

  • homeownership projects
  • grant-funded initiatives
  • work with government partners
  • work in Toledo market

Project ImpactClear and comprehensive project narrative:
  • overview
  • considers Toledo's goals and challenges
  • creative approach to housing needs
Leveraging ResourcesComplete overview of budget:
  • realistic and comprehensive
  • cost-saving measures
  • affordable and feasible
  • explains gap subsidy need
  • minimum 1:1 public subsidy to private investment
Readiness to ProceedDemonstrates project is ready to move forward:
  • realistic timeline
  • plan to identify and secure home buyers
  • will be complete by project deadline
Design QualityHigh-quality, well-designed housing product:
  • affordable and feasible
  • includes 3 past project references
ExhibitsIncludes all required attachments and supporting documents.