We offer a variety of incentives and financing opportunities to help businesses and encourage development in Toledo.


Real Estate Incentives

Facade Improvement Grant Program

The Facade Improvement Grant program helps property owners transform the facade of commercial, industrial, and mixed-use buildings by providing a 50% matching grant to reimburse expenses incurred during a comprehensive facade improvement.

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White Box Grant Program

The White Box Grant program helps property owners bring vacant commercial first-floor spaces, located in low- to moderate-income census tracts, up to current code to create a functional "white box" space ready for customization and occupancy by a business.

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Commercial and Industrial Tax Abatement Program

This program provides real property tax abatement for the construction or rehabilitation of commercial or industrial structures within Toledo. The City of Toledo’s CITA program works to promote economic activity and job growth that would not have otherwise occurred

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Residential Tax Abatement Program

This program provides real property tax abatement for the construction or rehabilitation of residential structures within Toledo. The City of Toledo’s CRA program works to promote housing development and rejuvenate existing housing stock within city limits.

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Brownfield Assessment Grant

The Brownfield Assessment Grant provides funding to proactively conduct environmental assessments and remedial planning activities for brownfield sites. The program provides funding up to 100% of the eligible expenses, up to a maximum of $50,000 per project.

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Brownfield Revolving Loan Fund

The Brownfield Revolving Loan Fund provides low-interest long-term financing and grant funding for the cleanup and subsequent redevelopment of brownfield properties. A "brownfield" is defined as an abandoned, idled, or under-used industrial, commercial, or institutional property where expansion or redevelopment is complicated by known or potential releases of hazardous substances or petroleum.

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Business Financing

Enterprise Development Loan Program

This program is intended to encourage private lenders to provide credit to firms which have difficulty securing reasonable financing that promotes growth, while preserving working capital. In addition, the EDL Program is intended to directly serve the needs of disadvantaged business enterprises that quite often lack the resources to obtain credit through conventional means. The EDL Program’s primary goal is to secure the retention and creation of jobs for low and moderate income residents of the City of Toledo by providing subordinated, long-term financing at attractive rates.

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Section 108 Loan

Flexible low-interest long term financing for a variety of business needs and uses. Loan terms up to 20 years at lower interest rates than those offered through conventional financing. Developer deals or income producing properties are also eligible. Minimum loan of $300,000.

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Toledo Business Growth Fund

Are you a manufacturing company and need help growing your business? We're offering small business loans at competitive interest rates through the Toledo Business Growth Fund. This fund was established to support business growth and neighborhood investment. We're targeting businesses in downtown Toledo and revitalization areas of Toledo and we'll provide business advising and support along the way!

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Payroll Incentives

Toledo Expansion Incentive Program

The Toledo Expansion Incentive program provides a monetary, performance-based grant to attract and retain businesses in the City of Toledo. The grant is based on the actual growth in annual municipal income tax that is generated from eligible new employees and payroll associated with the company’s project.

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Municipal Jobs Creation Tax Credit Program

The Municipal Jobs Creation Tax Credit program provides a monetary, performance-based grant to attract and retain businesses in the City of Toledo. The grant is based on the actual growth in annual municipal income tax that is generated from eligible new employees and payroll associated with the company’s project.

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