The Brownfield Revolving Loan Fund program provides low-interest long-term financing and grant funding for the cleanup and subsequent redevelopment of brownfield properties. A "brownfield" is defined as an abandoned, idled, or under-used industrial, commercial, or institutional property where expansion or redevelopment is complicated by known or potential releases of hazardous substances or petroleum.

View the database of Ohio brownfields

Eligible Applicants

  • For-profit and non-profit entities can apply for brownfield RLF loans.
  • Only non-profit entities can apply for Brownfield RLF grants.
  • Properties must be located in Lucas County.
  • Applicants currently under regulatory program compliance are not eligible for funding.
  • Applicants must demonstrate ability to repay the loan.
  • Loan recipient must retain ownership of the site throughout the loan period.

Eligible Applicants

  • Removing, mitigating, or preventing the release or threat of a release of hazardous substance, pollutant, contaminant, petroleum product, or controlled substance into the environment.
  • Asbestos abatement.
  • Oversight of cleanup activities.
  • Excavation, consolidation or removal of contaminated soils.
  • Removal of source materials, including free product
  • Sampling related to implementation of a selected cleanup plan.
  • Installation of drainage controls.
  • Capping of contaminated soils.
  • Removal of drums, barrels, tanks, or other bulk containers that contain or may contain hazardous substances, pollutants or contaminants, including petroleum.
  • Site monitoring activities, including sampling and analysis that are reasonable and necessary during the cleanup process, including determination of the effectiveness of cleanup.

Ineligible Expenses

  • Pre-cleanup activities such as site assessment.
  • Addressing drinking water supplies.
  • Work required under existing permits.
  • Lead abatement.
  • Demolition, construction and development activities.
  • Environmental insurance.

Program Guidelines

  • The maximum Brownfield RLF loan for a single project is $100,000 and the minimum is $25,000.
  • The maximum Brownfield RLF grant for a single project is $100,000 and the minimum is $25,000.
  • The Brownfield RLF loan may fund 100 percent of the eligible project cost.
  • The Brownfield RLF grant may fund 50 percent of the eligible project cost up to the limit of the grant amount.
  • The Brownfield RLF grant will be disbursed on a reimbursement basis following the submittal, review and approval of eligible expenses per the grant agreement.
  • Loan and grant recipients must employ a Qualified Environmental Professional to verify that properties are being cleaned to an applicable standard.
  • All projects must follow the Voluntary Action Plan / Memorandum of Understanding process established by USEPA and Ohio EPA.

Application Process

  1. The applicant must submit a letter including any supporting documentation necessary to the Department of Economic Development.
  2. If the funding request qualifies for program eligibility and financial feasibility, it will be submitted to the Department of Economic Development Loan Review Committee for review and recommendation.
  3. The Loan Review Committee may reject any loan or grant application and the applicant will be provided with the reason for application rejection.
  4. Once the Loan Review Committee has approved a loan or grant application, a contract will be drafted. For loans, once all of the contract documents are executed (including signature by the Mayor), a check will be requested. For grants, project expenses are eligible once all of the contract documents are executed (including signature by the Mayor).
  5. The interest rate of the loan will be set at below market rates and fixed for the life of the loan. The terms of the loan can be variable and with Committee approval.

Application Documents

Applicants should prepare a letter outlining the project's economic development impact, financial feasibility of the project, and the environmental conditions at play.

Applicants applying for a Brownfield RLF loan will be required to submit a business plan that will include but not be limited to the following information:

  • Three years historical financial statements (balance sheet, profit/loss statement)
  • Three years projected financial statements
  • One year month-by-month cash flow statements
  • Personal financial statement (10% ownership or more)
  • History of business and description of new project
  • Sources and uses of funds statement
  • Resumes of officers and key management personnel